• Expenses incurred as a result of illness

• Financial Security – funds provided will maintain living standard

• Financial support of recovery – Associated expenses with dread diseases.

• Reduction of income – work may be reduced or occupation may change due to dread disease.

Cancer, Myocardial infraction, Heart valve surgery, valvotomy by endoscopic procedures, Aortic artery surgery, Arrhythmia, Cardiomyopathy, Stroke, Vision loss, Organ Transplant, Renal failure, Liver failure, End-Stage lung disease, Coronary artery surgery, loss of a limb function, Paraplegia, Quadruplegia, Benign brain tumor, Hearing loss, Major burns, Coma,Accidental HIV infection, Altzheimer’s disease, Motor neurone disease, Muscular dystrophy, Aplastic anaemia.